Does My Insurance Cover Acupuncture? Here’s How To Find Out

One of the most common questions we hear at NJ Acupuncture Center is:

“Does my insurance cover acupuncture?”

The answer is: it might! More insurance plans than ever are offering acupuncture benefits, especially for pain management, stress-related conditions, migraines, orthopedic issues, and overall wellness support. But understanding your coverage can sometimes feel confusing if you’re not familiar with insurance terminology or where to look.

The good news? You do not have to figure it out alone.

Here’s a simple guide to help you understand your acupuncture benefits and how our office can help make the process easier.

Step 1: Check Your Insurance Benefits

The fastest way to find out if acupuncture is covered is to look at your insurance policy details or call the member services number on the back of your insurance card.

When reviewing your policy, look for words or phrases like:

• Acupuncture

• Alternative medicine

• Complementary care

• Pain management benefits

• Physical medicine services

• Outpatient therapy

• Specialist visits

Some plans fully cover acupuncture, while others may cover a certain number of visits per year or require a copay.

Important Insurance Terms To Know

Insurance language can feel overwhelming, so here are a few common terms that may help:

Copay

This is the fixed amount you pay for each visit. For example, your plan may cover acupuncture with a $20 or $40 copay.

Deductible

This is the amount you may need to pay out-of-pocket before insurance begins covering services.

Coinsurance

Instead of a flat copay, some plans split costs with you after the deductible is met. For example, insurance may cover 80% while you pay 20%.

In-Network vs. Out-of-Network

Some acupuncture offices are considered “in-network” providers with certain insurance plans, while others may offer out-of-network benefits that can still reduce your costs.

Visit Limits

Certain plans only cover a set number of acupuncture visits annually.

Questions To Ask Your Insurance Company

If you call your insurance provider directly, here are helpful questions to ask:

• Does my plan include acupuncture benefits?

• Do I need a referral from my doctor?

• Is acupuncture covered for my condition?

• Are there visit limits?

• What is my copay or coinsurance?

• Have I met my deductible?

• Do I have out-of-network acupuncture benefits?

Writing down the answers can help you better understand your coverage before booking your appointment.

We Can Help You Check Your Benefits

At NJ Acupuncture Center, we know insurance can feel complicated. That’s why our team is happy to help guide you through the process.

If you’d like help verifying your benefits, you can simply:

• Call our office

• Text us a photo of your insurance card

• Reach out through our website contact form

Our team can often help determine whether your plan includes acupuncture coverage and explain what your benefits may look like before your first visit.

Don’t Let Insurance Confusion Stop You From Getting Support

Many people delay care simply because they assume acupuncture is not covered—but that’s not always the case. More employers and insurance providers are recognizing the benefits of acupuncture as part of a preventative, whole-body approach to health.

Whether you’re seeking supp

ort for pain, stress, sleep issues, migraines, burnout, hormonal changes, or overall wellness, acupuncture may be more accessible than you think.

At NJ Acupuncture Center, we’re here to help make the process simple so you can focus less on insurance stress and more on feeling better.

Eat Too Many Sweets For Halloween? Let Acupuncture Get You Back on Track

Happy Halloween!

It’s time for jack-o-lanterns and elaborate costumes, bobbing for apples and scary stories…and, of course, trick-or-treating, and all the candy that comes with it.

It’s okay to indulge in sweets from time to time, particularly around a holiday like Halloween where it can seem like there’s a communal bucket of chocolate bars everywhere you go—home, stores, the office. And trust us, we know that once you start, it can be hard to stop.

While a few days of eating some sweets isn’t cause for concern, we know that often times just a few days off the wagon can cause us to feel sluggish, mired down and bloated. That’s because eating too much sugar causes some pretty not-so-deal results inside our bodies. According to Healthline, studies show that diets high in added sugar lead to obesity, insulin resistance, increased gut permeability and low-grade inflammation. And it’s particularly those last parts that tell us that acupuncture can help if you’re feeling fatigued and bloated because of a few too many days snacking on the sweets.

As we previously documented when talking about acupuncture’s ability to treat Rheumatoid Arthritis, acupuncture is unique suited as a natural and safe way to treat and ultimately reduce inflammation. Through opening up the body’s energy pathways, acupuncture naturally regulates the body’s functions, including what happens in the gut. When we intake too much sugar, extra bacteria and toxins more easily move out of the gut and into the bloodstream, which causes inflammation throughout the body. That can result in fatigue, headaches, and other discomfort throughout the body. Targeted acupuncture can help reduce gut permeability, ensuring that those toxins stay put and don’t inflame the rest of the body. And the good thing is that when our body doesn’t have much sugar in it, it’s less likely to crave it anymore.

So this Halloween, it’s ok to (smartly!) enjoy some sweets. If you overdo it and start feeling the effects, or if you think you’re feeling off because your diet includes too many sweets in general, think about how acupuncture can help you get back on track.

Whiplash Is a Common Injury from Car Accidents, Here's How Acupuncture Can Help

Unfortunately, automobile accidents are all too common in our society. And the most common injury from auto accidents is whiplash. Whiplash occurs when the head is jerked forward and/or backward abruptly. It often doesn’t take much; whiplash can occur even in fender benders or thankfully minor accidents. And oftentimes, folks think that they’re okay, only to start experiencing symptoms a day or two after the accident. Of those symptoms? Headaches, dizziness, pain in the neck, numbness in the arms or the hands, difficulty concentrating or remembering, and difficult sleeping and overall fatigue.

There isn’t much that western medicine can do to treat whiplash. Most often doctors will tell a patient to take non steroidal anti-inflammatory medications like ibuprofen and naproxen, and otherwise urge patience to wait it out until the symptoms go away. That’s not a very reassuring plan, particularly when symptoms of whiplash can be severe.

Whiplash is an injury primarily to the spine and neck, which makes it a great candidate for treatment via acupuncture. A traumatic injury like whiplash ultimately results in the blockage of meridians and the stagnation of the body’s naturally healing energy, qi. Acupuncture is able to holistically regulate the body’s energy by opening up the meridians and getting the qi to flow again, particularly to the spine and neck area that are affected by whiplash. That results in a natural anti-inflammation process that helps reduce pain and swelling, as well as the knock-on effects of whiplash that affect other parts of the body.

If seeking acupuncture treatment for whiplash, it’s important to note how long ago the traumatic event was from the beginning of the treatment. Ideally, seeking treatment as soon after the event is helpful—with many injuries like whiplash, the earlier the treatment can begin the better, since this can help keep swelling to a minimum. If the injury occurred a while ago, you can and should still seek acupuncture treatment—the only difference is that the acupuncturist will likely target different meridians, as well as additional parts of the body that have been affected in the meantime.

Ideally, we would never have to treat anyone for whiplash. But accidents happen. Thankfully, we are here to help in case they do.